Standard Business

Most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. Whether it’s through business income, liability, property coverage or workers’ compensation insurance, we can help you customize the coverage you need. The right small business insurance will help cover expensive damage and lawsuits from accidents, natural disasters, professional errors or workers’ compensation claims. Most states require some form of insurance for small business owners. No matter how careful you are, accidents happen. When they do, having the right types of coverage can make all the difference.

Due to the complexity of our accounts, we prefer to review before advising you what supplemental applications to use. Our goal is to match your account with the best carrier and streamline the application process. Please contact one of our brokers if you have any questions.

Fully completed Acord applications for all applicable lines of coverage
Loss Runs: 3-5 years currently valued
Target pricing
Financials (certain industries and LOB)
Experience MOD worksheet
Copies of customer contracts/waivers
Copies of written abuse & molestation policies and procedures

Beauty Salons
Churches
Consultants
Daycare Operations
Food Service Industry
Life Sciences
LRO Exposures
Manufacturers
Med Spas
Not-For-Profit Organizations
Pet Care Professionals
Photography with Drone Operations
Retail Industry
Technology Industry
Trade Contractors
And many more - please call to discuss!

National admitted direct bill carriers – trusted names
BOP coverage provided in most cases
Multiline capability under one carrier/one billing account
Industry specific enhancements

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