Human Services
Human services encompasses nonprofit, for-profit, and governmental entities with the objective of meeting human needs through prevention, remediation, and maintaining a commitment to improving the overall quality of life for all of society.
- Applications: Supplemental, and if applicable, ACORD applications with SOV
- Brochures and/or advertising materials
- Currently valued, detailed, company loss runs (5-10 years)
- Expiring policy
- License information
- Most recent FYI balance sheet and income statement
- Narrative of operations and/or business plan
- Need by date
- Resume
- Target pricing
- Animal-Related
- Arts, Culture, Museums
- Associations, Clubs & Foundations
- Child Day Care, Head Start & Education (K-12 Private or Charter Schools)
- Community Centers & Services
- Drug & Alcohol, Substance Abuse & Sober Living (Inpatient/Outpatient)
- Food Banks & Meal Delivery
- Foster Care/Domestic Adoption
- Group Homes, Transitional Housing & Shelters
- Pregnancy Centers & Women's Crisis Services
- Recreation/Sports, Boys & Girls Clubs and YMCA/YWCA (including participant coverage)
- Religious Institutions & Churches
- Senior Centers & Adult Day Care
- Services for the Intellectually and Developmentally Disabled
- Sheltered Workshops & Vocational Programs
- Thrift Stores
- A range of deductibles and SIRs including first dollar
- Blanket additional insureds
- Broad definition of insured
- Claims-made or occurrence
- Consent to settle options
- Coverage in all 50 states
- Extended reporting options including standalone
- Flexibility for shared or separate limits
- Higher limits and excess options available
- Multiple line solutions
- Worldwide coverage available
- Abuse & Molestation
- Robin Snider
- Steve Jones
- Zach Norman
- Nathan Bromm
- Madeline Brody
- Jen Arbogast
- Margie Barker
- Debbie Reinhard
- Katina Ward
- Crime
- Commercial Auto
- Commercial Property
- Cyber
- Directors & Officers
- Employee Benefits Liability
- Employment Practices
- General Liability
- Hired and Non-Owned Auto
- Inland Marine
- Professional Liability
- Sexual Misconduct
- Umbrella
- Workers' Compensation
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